Top 5 reasons why insurance companies do not want you to get a lawyer

No insurance company wants you to get a lawyer if you are involved into an accident. If you have ever watched Late Night TV, they have this in every episode. So, imagine that you are listening to the drum rolls and the fancy music, as you read this blog. LOL

Number Five: The rate of success for the injured victim is much higher. Because lawyers are trained in the art of Negligence, contrary to a lay person, the odds are in the lawyers favor to get better results.

Number Four: The insurance company has to deal in good faith with the injured victim, albeit through their attorney. This does not happen when a lay person handles their own case.


Number Three: More resources are available for the injured victim. Knowledge is power. Because the injured victim has obtain legal representation, the best interest of the client, and not the insurance company is the most important aspect of the case.


Number Two: More room for negotiation is available to benefit the injured victim. Insurance companies do not negotiate with lay person in the same way that they do when a lawyer is involved.


Number ONE: It cost them more money. Insurance companies are in the business of making money. When an injured person hires an attorney to handle their personal injury case, the attorney will ask for more money and will by default, get more money on any particular case.

There is a MAXIM of the law that says "Only a fool has him/her self as a client. Insurance companies know this. As such, they do not want you to hire a lawyer. One of the most important reasons why you should hire a lawyer in your personal injury case is that Your Rights Will Be Protected!

If you or someone you love has been injured as a result of an Auto Accident, Medical Malpractice, Police Brutality, Car Wreck, Trucking Accident, 18 Wheeler Accident or any other form of injury, you can contact our law firm at 1-800-700-LAWFIRM. You can also visit our websites: The Baez Law Firm, P.C. or San Antonio Injury Lawyers.

Is your auto accident covered by PIP Insurance?

Do you know whether your claims is covered by PIP or not? Have you been injured in a motor vehicle accident? Is your claim covered? There are numerous court factors considered in making the determination. Here is some of the research on that topic.

The statute's definition of "personal injury protection" is detailed, but it does not specify whether merely "an accident" will trigger coverage or whether a "motor vehicle accident" is required. The statute uses the term "the accident" six times, and the phrase "the date of accident" once, without expressing whether "the accident" contemplates, or does not contemplate, an automobile or motor vehicle accident.

Personal injury protection consists of provisions of a motor vehicle liability policy which provide for payment to the named insured in the motor vehicle liability policy and members of the insured's household, any authorized operator or passenger of the named insured's motor vehicle including a guest occupant, up to an amount of $2,500 for each such person for payment of all reasonable expenses arising from the accident and incurred within three years from the date thereof for necessary medical, surgical, Xray and dental services, including prosthetic devices, and necessary ambulance, hospital, professional nursing and funeral services, and in the case of an income producer, payment of benefits for loss of income as the result of the accident; and where the person injured in the accident was not an income or wage producer at the time of the accident, payments of benefits must be made in reimbursement of necessary and reasonable expenses incurred for essential services ordinarily performed by the injured person for care and maintenance of the family or family household.

The insurer providing loss of income benefits may require, as a condition of receiving such benefits, that the insured person furnish the insurer reasonable medical proof of his injury causing loss of income. The personal injury protection in this paragraph specified shall not exceed $2,500 for all benefits, in the aggregate, for each person.

The benefits required by this Act shall be payable without regard to the fault or nonfault of the named insured or the recipient in causing or contributing to the accident, and without regard to any collateral source of medical, hospital, or wage continuation benefits. An insurer paying benefits pursuant to this Act shall have no right of subrogation and no claim against any other person or insurer to recover any such benefits by reason of the alleged fault of such other person in causing or contributing to the accident.

All payments of benefits prescribed under this Act shall be made periodically as the claims therefor arise and within thirty (30) days after satisfactory proof thereof is received by the insurer subject to the following limitations:

The coverage described in this Act may prescribe a period of not less than six months after the date of accident within which the original proof of loss with respect to a claim for benefits must be presented to the insurer.

The decision in Le v. Farmers Texas County Mutual Insurance Co. considered whether this statute permitted the State Board of Insurance to promulgate a policy that required a "motor vehicle accident" and concluded that it did. That court reasoned that "[i]t is likely that the statewide cost for injuries which happen to occur in a car is higher than the cost of paying for injuries which result from a motor vehicle accident." It gave deference to the Board, concluding, "[w]e do not find the Board's construction repugnant to the statute."

The reasoning in Le v. Farmers Texas County Mutual Insurance Co. is sound. It is certainly reasonable and permissible for a policy providing personal injury protection to require the occurrence of a "motor vehicle accident" before coverage is applicable. An insurer paying personal injury protection coverage has no right of subrogation for the fault of another person in causing or contributing to "the accident." does not prohibit automobile policies issued in this state from requiring that the injuries be sustained as a result of a "motor vehicle accident."

However, the court found that a motor vehicle accident occurs when one or more vehicles are involved with another vehicle, an object, or a person, the vehicle is being used as a motor vehicle, and a causal connection exists between the vehicle's use and the injury-producing event, and
driver's injury resulted from a "motor vehicle accident" and entitled him to PIP benefits. Texas Farm Bureau Mut. Ins. Co. v. Sturrock, 146 S.W.3d 123 (Tex. 2004).

There is hope out there that your PIP may cover your claim. Give us a call if you have any questions. We are San Antonio Personal Injury Lawyers here to help you! We care about your legal needs.

Why are personal injury lawyers so passionate about their work?

When most people see an auto accident, or witness an assault or battery or have a injury as a result of an event, they see blood, they hear pain, they see the injury. Personal Injury Lawyers see duty, breach, proximate cause, and damages. They instill this words on us in law school.

But, that is not why we are passionate about what we do. For the most part, is not the fact that we may collect on our client's injury. Is the fact that, we try to bring life back to normal for our clients and their families as much as we can. If personal injury lawyers would not take on difficult cases for our clients, our clients would never have the opportunity to get back to a normal life.

Many people that come to us have seen first hand the techniques that insurance companies use in order to protect their interest. They attempt to make the injured person feel like its their fault, and not their clients who caused the injury. Many times the adjusters for the insurance companies try to make friends with the injured person, just to have the statute of limitations period run.

You are not in "good hands" or protected from "mayhem's" if you are the injured person. When you are injured as a result of some one's negligence, you need a personal injury lawyer on your side.

Our Law Firm has been helping injured victims when insurance companies have tried to minimize their claims. If you have been a victim of a vehicle accident, or if you have severe injuries, broken bones, lacerations, scars or even know of someone who was wrongfully killed, you need a personal injury lawyer.

If you have been a victim of a vehicle accident, a medical malpt\ractice, a wrongful death, a battery, and assault and have suffered severe injuries, give us a call. Our San Antonio Lawyers are here for you. That is why we say, "we care about your legal needs."

What to do when you have an accident

Many people are not aware of what to do when they have an accident. Fortunately, many of you will never have to do deal with this situation; however, if you do, then you should know what to do. When a person causes an accident or when the person is not responsible for the accident, the actions taken at the scene should be the same.

First, check to see if any one is injured. If a person is injured, call an ambulance. This is important because a life could be at risk, and the prompt actions of person could be the difference between life and death. Next, make sure there is no more potential for further accidents. If the scene is unsafe, call the police and wait for their instructions. If the scene is safe, then exchange insurance information.

Next, gather names and phone numbers of witnesses. Many people forget this step and that is the difference on the determination of liability. If possible, take pictures of the accident. This could help you later on in the case.

Finally, call your insurance company and take directions from them.

NEVER admit to any liability at the scene. This is when many people go wrong. It is not the job of the people involved in the accident to determine liability, that is the job for the insurance adjuster.

If you, or some one you love has been injured in an accident, give us a call (210) 979-9777. You can visit our websites at: The Baez Law Firm, P.C. or San Antonio Lawyers.

What is a "police brutality" case?

Depending on which side of the spectrum (political, social, economical) you are in, you may either believe that there is no police brutality in Texas or yes there is. The Baez Law Firm has been fighting for injured Texans as a result of police brutality for some time, and so, we believe that there is way too much brutality!

42 U.S.C § 1983 is the main source of law when police brutality is at issue. The statute states: "Every person who, under color of any statute, ordinance, regulation, custom, or usage, of any State or Territory or the District of Columbia, subjects, or causes to be subjected, any citizen of the United States or other person within the jurisdiction thereof to the deprivation of any rights, privileges, or immunities secured by the Constitution and laws, shall be liable to the party injured in an action at law, suit in equity, or other proper proceeding for redress, except that in any action brought against a judicial officer for an act or omission taken in such officer’s judicial capacity, injunctive relief shall not be granted unless a declaratory decree was violated or declaratory relief was unavailable."

Based on this law, our law firm has successfully litigated numerous "police brutality" cases in Texas. If you or some one you love has been a victim of police brutality, give us a call (210) 979-9777.

Injuries because of a car accident, we can help!

The Baez Law Firm has been helping injured people in San Antonio when the injury is related to a vehicle accident. We do this by providing effective pre-litigation negotiations with the insurance companies on behalf of our clients.

Our San Antonio Offices have helped many people with the following injuries: broken bones, amputations, lacerations, brain injuries, spinal injuries, bruises, contusions, and death. This are some of the forms of injuries that our attorneys have handle for our clients.

Our firm is small for a reason. We treat every one of our clients like family. When you or some one you know have had an accident, give us a call (210) 979-9777. One of our competent staff members will bring you in so that you can meet one of our attorneys that will be handling your case.

When you had a car accident in San Antonio, or you need a lawyer in San Antonio, you can count on us to help you. We care about your legal needs!

Our newest employee

The Baez Law Firm is proud to announce that Felicia Montoya is our newest employee. She has taken the position as a receptionist so she is now the face and voice of the firm.

Ms. Montoya is married and has two children. She was raised and lives in San Antonio and will be a great asset to our staff. She has a vast experience in customer service and she has dealt with legal clients in the past.

If you have a need for an attorney, call us (210) 979-9777. You will hear our newest voice and notice the difference from the moment that you contact us. We are San Antonio Lawyers and Attorneys that care about your legal needs.

You can always stop by our law firm, since your initial consultation is always free. Our lawyers handle personal injury, family law, business law, criminal law, consumer law, bankruptcy, appeals and many other areas of law.

Let us handle your injury case

We are San Antonio Lawyers that handle your injury case. Our lawyers have litigated injury cases in Texas with great results for our clients. Do not do your case alone, let our experienced lawyers handle your injury case. You do not pay us, unless we win your case, it's that simple.

Insurance companies do not want you to contact us because we obtain settlements for our clients far greater than what they want to pay. In fact, they will contact you before you can contact us, in order to minimize their exposure. That is a common practice in the insurance industry, and one that does not help you, the injured party.

Do not trust the insurance companies when they tell you: "you are in good hands, we are always there, been local counts..." and many more slogans created by them. The fact is simple, they are there to make money, not to take care of you.

If you are a victim of an accident that left you with broken bones, lacerations, bruises, cuts, bleeding, fractures, or any injury, please contact us first. We can protect your case and ensure that you are taken care of properly.

Come see us, and you will know the difference from the moment that you walk through our doors. Your consultation is free. You have nothing to loose, and everything to gain. Give us a call today!

Personal Injury Trial Lawyers

The Baez Law Firm has been helping injured Texans for several years. Our attorneys will take time to listen to your facts, and will take your case to trial when necessary. Many times though, our attorneys have the tough job to tell a client that, there is no case. When you have been wronged by someone, come see us. We will treat you with respect and dignity. When someone is responsible for their negligence, come see us. We can help, but if we can't, we often tell you who can. Come see us, and you will see the difference from the moment that you walk through our doors. Your personal injury consultations are always free. Visit our websites at http://www.thebaezlawfirm.com or http://www.san-antonio-lawyer-attorney.com

Victim of a drunk driver?

In Texas roads, there are numerous accidents that occur every day. Some accidents are more dramatic than others, and some injuries are more serious than others. The problem arises when a drunk driver is behind the wheel of a vehicle. These drivers place their lives at risk and also the community at large. But many times these individuals go unpunished.

Recently, insurance companies, as a result of legislature changes, were required to increase their coverage for financial responsibility from $40,000 per occurrence to $50,000. But, when a life has been lost, that is not an amount to compensate any one, including the victim's family. Many times, other injuries or conditions may exist that would allow greater compensation for the families.

Our law firm has been helping Texas families victims of drunk drivers recover what they deserve. When drunk drivers are responsible, the implications are criminal as well as civil or monetary. Wrongful death usually arises as a result of the irresponsible drunk driver.

The Texas wrongful death statute is clear. A wrongful death has occurred when a person is killed due to the negligence or other liability of a person or entity. The statue includes death by a drunk driver.

Surviving beneficiaries and dependents are entitled to monetary damages in instances of wrongful death by a drunk driver. If your love one has been a victim of a drunk driver, either by fatal injury or by death, contact us. We can help.

The Baez Law Firm, P.C. is a general practice law firm that helps people in Texas and Florida with simple to complex legal representation. We do this because, "We care about your legal needs!"

What, my insurance does not want to help me!

Many of our clients get to us because their own insurance companies did not cover them when there was a UM claim filed. This happens when, the other driver does not have insurance or there is a hit and run.

The surprise comes when the clients find, usually from the insurance companies themselves that, their accident will not be covered and they are faced with having to pay out of pocket for every thing. This should not be surprising to our readers.

For the most part, insurance companies are there to provide for their shareholders and not to make their insured back to whole. That means that, in many instances, the UM policy will be curtailed or even denied by them. Remember, the less they pay, the more they keep for themselves.

That is why you need us to fight for you. Whether your need is personal injury, business law, family law, or criminal law, The Baez Law Firm, P.C. is here to help you with your legal needs. Visit us at our website www.TheBaezLawFirm.com or call (210) 979-9777. We care about your legal needs.

Vehicle accidents in Texas

In the past, insurance companies were paying more reasonable amounts for accidents caused by their insured. Because of the sluggish economy, many insurance companies are using the delay tactics to stall cases and get the settle for less. Our law firm does not fall for that trick.

When you come to us for your personal injury case or vehicle accident or wrongful death or any other form of negligence by a another person against you, we take the time required to get you the maximum amount of money that you deserve.

When you have a auto accident or car wreck, the insurance company of the person that caused the accident will appoint an adjuster for the case. It is important to know that, the adjuster's job is to reduce, as much as possible, the amount of money that you may be entitled by law. They do this by taking their time to settle and by down talking your accident.

That is why you need an experienced law firm to handle your case. Our attorneys have handle and worked with insurance companies for many years. Let our experienced work for you if your case involve a personal injury, broken bones, lacerations, wounds or scaring of any part of your body.

Whether your need is on personal injury, business law, family law or criminal law, The Baez Law Firm, P.C. is here to help you with your legal needs. Visit us in our website www.thebaezlawfirm.com or call (210) 979-9777. This is why we say "we care about your legal needs."

Wrongful death in police brutality cases

During our time helping people in Texas litigate their disputes against the police departments, we have found that, in many instances, police brutality leads to wrongful death of the victims. In these cases, there may be criminal charges involved but also, there are civil liabilities that attach with the wrongful actions of the police departments.

To handle a wrongful death case against the police department, a violation of constitutional law (by the department itself) has to happen; otherwise, the individual cop would be personally liable for the actions, which would create the criminal liability spoken off above, but would leave the family members stranded without compensation.

Our law firm has successfully litigated numerous cases against police departments, including wrongful death cases. We are here to help the little people against the big gigants, that no one else is helping.

When you contact us, your case would be personally reviewed by Mr. Baez and would be handled with respect and dignity by our staff. Although many other attorneys will see the case through, if needed, Mr. Baez will take your case to trial. See what others are saying about Mr. Baez here.

We are San Antonio litigation attorneys that care about your legal needs.

Our attorneys are ranked superb

The Baez Law Firm, P.C. provides legal representation throughout Texas. We represent victims of car accident, personal injury, wrongful death, medical malpractice, car wreck, premises liability and other areas of law.

Our website include: The Baez Law Firm, P.C., Personal Injury Trial Lawyers, Personal Injury Blog, General Practice Blog, Trial Lawyers Blog.

We appear in LawGuru and AVVO. Our lead attorney, Edgar Baez has been rated superb by AVVO.

With this blog, we congratulate Mr. Baez for such wonderful accomplishment. Your dedication to the legal profession is evident by how other people view your professionalism and contributions to the legal community.

We are very proud, and that is why we say "we care about your legal needs."

Are US vehicles still safe?

With so many bailouts by our government to auto manufactures, one cannot help but wonder, if the vehicles that are been produced are safe for the consumers in general. The government is bailing out the industry, but who would bail out the consumers?

According to the associated press, GM and Chrysler, which employ about 140,000 workers in the U.S., have to submit completed restructuring plans, but neither company is expected to finish its work. GM owes roughly $28 billion to bondholders. Chrysler owes about $7 billion in first- and second-term debt, mainly to banks. GM owes about $20 billion to its retiree health care trust, while Chrysler owes $10.6 billion.

With all of these crisis, who is monitoring the automakers products? How many lives are going to be at risk? Nevertheless, its a good thing that our law firm can help the families of those that have been damage, could be damaged, and will be damage by the poor quality of vehicles placed on the market by the automakers.

The Baez Law Firm, P.C. is committed to help those who have suffered from some one's negligence, either by manufacturing or simply by lack of safety standards implemented.

If you, or some one you love has suffered by the negligence of others, please contact our law firm today. Our attorneys are here to help you during this difficult times.

Insurance companies not paying?

If you are like me, that deals with insurance companies all the time, you will know that insurance companies are not paying on their liability like they used to. Why is that? Maybe the economy is affecting them just like any other area of the market.

Although policy holders ultimately are the ones that will pay the increase in premiums, insurance companies nevertheless are not paying on accidents as much and as fast as they used to. What used to take our law firm one month to settle it's taking over six months in today's economy.

Unfortunately, the people affected by the accidents are the ones who suffer, while the shareholders of the insurance companies are getting richer. That is our free enterprise system, the rich get richer and the injured gets caps on damages.

If you have been injured in an accident, please contact our law firm. We are trained on handling insurance companies to get you the maximum amount for your claim.

What not to do if you have a personal injury case

Misrepresenting Your Accident or Injuries.
Doctors document in their records how you describe the accident and your injuries. When your description varies from the way the accident happened to the way that injuries are described in the police report or other statements, the insurance company can use the descriptions to make you appear untruthful.

Hiding Past Accidents.
If you have been in other accidents, you need to say so, so that your lawyer can investigate and make a determination as to whether it is a valid problem in your case.

Hiding Previous Injuries.
If you have ever seen a doctor or other health care provider, then there is a record in existence that the insurance company will find, not that can find, but will find.

Not Having Accurate Income Information.
In many cases, a claimant will have lost income because of the accident. You will only be able to claim lost income if your income information is in good order.

Misrepresenting Your Activity Level.
If you claim that you cannot do certain things, but you are not been honest, you can jeopardize your claim. Personal injury lawsuits are serious business. Insurance companies are willing to spend a lot of money investigating claims.

If you have a personal injury case, please contact us, we can help. We are San Antonio Personal Injury Trial Lawyers and we are here to help you. That is why we say we care about your legal needs.

Our attorneys make the difference

We have been telling our clients that, "we care about your legal needs." And now, let other professionals tell you about one of our attorneys in particular. Please, click on the link bellow for more information.

http://www.avvo.com/attorneys/78213-tx-edgardo-baez-89329.html

Good job Mr. Báez

Should you contact a lawyer?

The longer I practice law, the more I am amazed at the fact that people are trying to take care of their own legal matters. In my opinion, it all comes from too many television shows about lawyers and how they argue, and on TV, how they win all of the cases, all the time. Because of the media, people thing that they too can take care of their legal matters.

The problem with that is very simple. I tell all of my clients that ask me if they should have an attorney take care of their legal problems, my response is always the same. I ask them if they had a medical condition that would require surgery if they wold do it for themselves. I also ask them if they had to change the transmission on their cars would they do it and the response for both of examples is always the same, they would not. So I ask them, why then, would you think that you can do your own legal case?

You should always allow the people that have a specialty on something do what they are trained to do. Although you may think that you are perfectly qualify to handle your case, and even though you may be the most intelligent person in the planet, the fact remains that, when you argue your own case, you can never have an objective way to handle since you will subjectively be involved with the outcome of the case.

In law school they teach you that, only a fool has him/her selves are a client. Don't you be the one to be fooled. Please contact our lawyers if you have a legal problem, specially involving personal injury.

The Baez Law Firm, P.C. is a general practice law firm that is ready to help you during difficult times. We specialize in personal injury and handle criminal law, auto accidents, family law, business law, consumer law, litigation, and appeals.

The ecomony and your personal injury claim

According to the experts, in the last 12 months, the face of the global economy has forever changed. Gone forever are investment banks, the secondary credit market, and an unregulated financial market.

In its place are government ownership of banks, while central banks around the world are propping up the banking system. In September, we came very close to total economic collapse, and we haven't recovered yet.

However, all data seem to point that the insurance companies are thriving during this difficult economic times. Nevertheless, to maximize their bottom line, which is to make money, insurance companies will play on the tough economic times to try to settle claims for pennies on the dollars, which would otherwise be worth something for the injured person.

You need a team of experts on your side, ready to face tough insurance companies that are ready to downgrade your claim. Do not let this economy affect the outcome of your case.

We are personal injury lawyers that handle auto accidents, personal injury, nursing home negligence,premises liability, slip and fall,car wreck,medical malpractice, wrongful death, and other areas of law.