Top 5 reasons why insurance companies do not want you to get a lawyer

No insurance company wants you to get a lawyer if you are involved into an accident. If you have ever watched Late Night TV, they have this in every episode. So, imagine that you are listening to the drum rolls and the fancy music, as you read this blog. LOL

Number Five: The rate of success for the injured victim is much higher. Because lawyers are trained in the art of Negligence, contrary to a lay person, the odds are in the lawyers favor to get better results.

Number Four: The insurance company has to deal in good faith with the injured victim, albeit through their attorney. This does not happen when a lay person handles their own case.


Number Three: More resources are available for the injured victim. Knowledge is power. Because the injured victim has obtain legal representation, the best interest of the client, and not the insurance company is the most important aspect of the case.


Number Two: More room for negotiation is available to benefit the injured victim. Insurance companies do not negotiate with lay person in the same way that they do when a lawyer is involved.


Number ONE: It cost them more money. Insurance companies are in the business of making money. When an injured person hires an attorney to handle their personal injury case, the attorney will ask for more money and will by default, get more money on any particular case.

There is a MAXIM of the law that says "Only a fool has him/her self as a client. Insurance companies know this. As such, they do not want you to hire a lawyer. One of the most important reasons why you should hire a lawyer in your personal injury case is that Your Rights Will Be Protected!

If you or someone you love has been injured as a result of an Auto Accident, Medical Malpractice, Police Brutality, Car Wreck, Trucking Accident, 18 Wheeler Accident or any other form of injury, you can contact our law firm at 1-800-700-LAWFIRM. You can also visit our websites: The Baez Law Firm, P.C. or San Antonio Injury Lawyers.

How to find Top Accident Lawyers in San Antonio

Auto Accidents happen often in San Antonio on a daily basis. We know this because there is plenty of statistical data backing up this claim. When you are involved in an auto accident, how do you find top lawyers to help you get the settlement that you deserve? This blog is intended to answer that question.

Before we answer that question, we have to look at some things that may contribute to the accidetnts. Why are so many people in San Antonio involved in auto accidents to begin with? Perhaps we are in a hury. Perhaps we are a growing city. Or perhaps simply we are just unlucky. In any event, if you are a victim of an automobile accident, you have the right to get a lawyer. Why, because the insurance company, whom you are filing a claim against, has its own lawyers.

This is like doing brain surgery. You would not do it yourself. Would you? Then why in the world would you do your own auto accident claim? We do not recommend that. This is when the attempt to answering the question comes in. You see TV commercials, and see bus advertisements that tells you, this lawyer is the best, no this one is.

Rather than saying that, we are going to allow clients and others to tell you about our lawyers. But first, let me say that our law firm offers a FREE Auto Accident Application, in the event that you are ever into an accident. Not many law firms can say that.

We will start by what they are saying on AVVO: This is an independent site that rates lawyers, doctors and others bases on customers reviews, peer reviews and the public in general. Our Lawyers have been deemend Top Accident Lawyers by them.

Then we will go with Super Lawyers: This is an independent site that for decades, has a tough selection process by peers and professionals that select only a few lawyes in any particular area per year. Our Lawyers were selected in the area of Personal Injury, which includes auto accidents.

We have several blogs that talk about personal injury only. In an effort to help the San Antonio community if they are ever involved in an auto accident.

We could go on and on but we are going to let you, the reader, do some due dilligence on your own. If you, or someone you know are ever involved in an accident, please contact our super layers at The Baez Law Firm.

Is your auto accident covered by PIP Insurance?

Do you know whether your claims is covered by PIP or not? Have you been injured in a motor vehicle accident? Is your claim covered? There are numerous court factors considered in making the determination. Here is some of the research on that topic.

The statute's definition of "personal injury protection" is detailed, but it does not specify whether merely "an accident" will trigger coverage or whether a "motor vehicle accident" is required. The statute uses the term "the accident" six times, and the phrase "the date of accident" once, without expressing whether "the accident" contemplates, or does not contemplate, an automobile or motor vehicle accident.

Personal injury protection consists of provisions of a motor vehicle liability policy which provide for payment to the named insured in the motor vehicle liability policy and members of the insured's household, any authorized operator or passenger of the named insured's motor vehicle including a guest occupant, up to an amount of $2,500 for each such person for payment of all reasonable expenses arising from the accident and incurred within three years from the date thereof for necessary medical, surgical, Xray and dental services, including prosthetic devices, and necessary ambulance, hospital, professional nursing and funeral services, and in the case of an income producer, payment of benefits for loss of income as the result of the accident; and where the person injured in the accident was not an income or wage producer at the time of the accident, payments of benefits must be made in reimbursement of necessary and reasonable expenses incurred for essential services ordinarily performed by the injured person for care and maintenance of the family or family household.

The insurer providing loss of income benefits may require, as a condition of receiving such benefits, that the insured person furnish the insurer reasonable medical proof of his injury causing loss of income. The personal injury protection in this paragraph specified shall not exceed $2,500 for all benefits, in the aggregate, for each person.

The benefits required by this Act shall be payable without regard to the fault or nonfault of the named insured or the recipient in causing or contributing to the accident, and without regard to any collateral source of medical, hospital, or wage continuation benefits. An insurer paying benefits pursuant to this Act shall have no right of subrogation and no claim against any other person or insurer to recover any such benefits by reason of the alleged fault of such other person in causing or contributing to the accident.

All payments of benefits prescribed under this Act shall be made periodically as the claims therefor arise and within thirty (30) days after satisfactory proof thereof is received by the insurer subject to the following limitations:

The coverage described in this Act may prescribe a period of not less than six months after the date of accident within which the original proof of loss with respect to a claim for benefits must be presented to the insurer.

The decision in Le v. Farmers Texas County Mutual Insurance Co. considered whether this statute permitted the State Board of Insurance to promulgate a policy that required a "motor vehicle accident" and concluded that it did. That court reasoned that "[i]t is likely that the statewide cost for injuries which happen to occur in a car is higher than the cost of paying for injuries which result from a motor vehicle accident." It gave deference to the Board, concluding, "[w]e do not find the Board's construction repugnant to the statute."

The reasoning in Le v. Farmers Texas County Mutual Insurance Co. is sound. It is certainly reasonable and permissible for a policy providing personal injury protection to require the occurrence of a "motor vehicle accident" before coverage is applicable. An insurer paying personal injury protection coverage has no right of subrogation for the fault of another person in causing or contributing to "the accident." does not prohibit automobile policies issued in this state from requiring that the injuries be sustained as a result of a "motor vehicle accident."

However, the court found that a motor vehicle accident occurs when one or more vehicles are involved with another vehicle, an object, or a person, the vehicle is being used as a motor vehicle, and a causal connection exists between the vehicle's use and the injury-producing event, and
driver's injury resulted from a "motor vehicle accident" and entitled him to PIP benefits. Texas Farm Bureau Mut. Ins. Co. v. Sturrock, 146 S.W.3d 123 (Tex. 2004).

There is hope out there that your PIP may cover your claim. Give us a call if you have any questions. We are San Antonio Personal Injury Lawyers here to help you! We care about your legal needs.

San Antonio Lawyers and Attorneys

The Baez Law Firm has San Antonio Lawyers and Attorneys helping the legal needs of our community. We do this, because we care about people's legal needs. Our staff members make a difference, and our San Antonio Attorneys will fight for your rights.

We handle not only personal injury, but other areas of law. In the area of personal injury, we have created an accident tool that can help you, in the event of an accident in San Antonio. Our lawyers are here to help you step by step, in the event of an injury as a result of negligence.

We have partner in the area of family law in San Antonio and in Texas, with Cheap Texas Divorce. When people cannot afford an attorney but need a divorce in Texas, Cheap Texas Divorce is the solution for a Texas Divorce. Although we handle divorces, many people cannot afford to pay thousands of dollars for a divorce, but they can afford Cheap Texas Divorce.

When you need a criminal defense lawyer in San Antonio, you need us! We have successfully helped numerous defendants present their cases in court. We handle DWI defense, drug charges, assault and battery, murder, or any felonies and misdemeanors in all courts in Texas. When you need aggressive legal representation for your criminal case, we are here to help.

Regardless of your legal need in San Antonio, when you need a lawyer or attorney in San Antonio, you can count on The Baez Law Firm. Come and see us, and you will see the difference. We have payment plans to help any budget. Do not go to court in San Antonio alone. Have your own legal team helping you.

When you need a Super Lawyer in Antonio, you need The Baez Law Firm.

Why are personal injury lawyers so passionate about their work?

When most people see an auto accident, or witness an assault or battery or have a injury as a result of an event, they see blood, they hear pain, they see the injury. Personal Injury Lawyers see duty, breach, proximate cause, and damages. They instill this words on us in law school.

But, that is not why we are passionate about what we do. For the most part, is not the fact that we may collect on our client's injury. Is the fact that, we try to bring life back to normal for our clients and their families as much as we can. If personal injury lawyers would not take on difficult cases for our clients, our clients would never have the opportunity to get back to a normal life.

Many people that come to us have seen first hand the techniques that insurance companies use in order to protect their interest. They attempt to make the injured person feel like its their fault, and not their clients who caused the injury. Many times the adjusters for the insurance companies try to make friends with the injured person, just to have the statute of limitations period run.

You are not in "good hands" or protected from "mayhem's" if you are the injured person. When you are injured as a result of some one's negligence, you need a personal injury lawyer on your side.

Our Law Firm has been helping injured victims when insurance companies have tried to minimize their claims. If you have been a victim of a vehicle accident, or if you have severe injuries, broken bones, lacerations, scars or even know of someone who was wrongfully killed, you need a personal injury lawyer.

If you have been a victim of a vehicle accident, a medical malpt\ractice, a wrongful death, a battery, and assault and have suffered severe injuries, give us a call. Our San Antonio Lawyers are here for you. That is why we say, "we care about your legal needs."

How to petition for damages in a personal injury case

Our law firm has represented hundreds of cases for personal injury in Texas and the San Antonio area. Although each case is unique, the vast majority can be proven with the same efficiency, so long as some parameters are put in place.

This blog is intended to help those practitioners to have the tools needed to successfully litigate a personal injury case. Remember to always "humanize" your client.

As a direct and proximate result of the occurrence made the basis of this lawsuit, and Defendants' acts as described herein, Plaintiff was caused to suffer severe medical trauma damages more fully set forth below.

As a direct and proximate result of the occurrence made the basis of this lawsuit, Plaintiff, has incurred the following damages:

A. Reasonable medical care and expenses. These expenses were incurred by Plaintiffs, for the necessary care and treatment of the injuries resulting from the accident complained of herein and such charges are reasonable and were usual and customary charges for such services in Bexar County, Texas;

B. Reasonable and necessary medical care and expenses which will, in all reasonable probability, be incurred in the future;

C. Physical pain and suffering in the past;

D. Physical pain and suffering in the future; and

E. Mental anguish in the future;

F. Physical impairment which, in all reasonable probability, will be suffered in the future;

G. Cost of medical monitoring and prevention in the future.

By reason of the above, Plaintiff, has suffered losses and damages in a sum within the jurisdictional limits of the Court and for which this lawsuit is brought.

PRAYER WHEREFORE, PREMISES CONSIDERED, Plaintiff, respectfully prays that the Defendants be cited to appear and answer herein, and that upon a final hearing of the cause, judgment be entered for the Plaintiff against Defendants, jointly and severally, for damages in an amount within the jurisdictional limits of the Court; exemplary damages, as addressed to each Defendant per Section 41.006, Chapter 41, Texas Civil Practice and Remedies Code, , excluding interest, and as allowed by Sec. 41.008, Chapter 41, Texas Civil Practice and Remedies Code; together with pre-judgment interest (from the date of injury through the date of judgment) at the maximum rate allowed by law; post-judgment interest at the legal rate, costs of court; and such other and further relief to which the Plaintiff may be entitled at law or in equity.

We hope this has been helpful to practitioners. You can change, add or subtract on your petition as necessary, so that it fits your case when you are filing with court. Good luck, and happy litigating.

If you need a lawyer in san antonio for your personal injury case, give us a call (210) 979-9777 or visit our website: The Baez Law Firm, P.C.

What is a "police brutality" case?

Depending on which side of the spectrum (political, social, economical) you are in, you may either believe that there is no police brutality in Texas or yes there is. The Baez Law Firm has been fighting for injured Texans as a result of police brutality for some time, and so, we believe that there is way too much brutality!

42 U.S.C § 1983 is the main source of law when police brutality is at issue. The statute states: "Every person who, under color of any statute, ordinance, regulation, custom, or usage, of any State or Territory or the District of Columbia, subjects, or causes to be subjected, any citizen of the United States or other person within the jurisdiction thereof to the deprivation of any rights, privileges, or immunities secured by the Constitution and laws, shall be liable to the party injured in an action at law, suit in equity, or other proper proceeding for redress, except that in any action brought against a judicial officer for an act or omission taken in such officer’s judicial capacity, injunctive relief shall not be granted unless a declaratory decree was violated or declaratory relief was unavailable."

Based on this law, our law firm has successfully litigated numerous "police brutality" cases in Texas. If you or some one you love has been a victim of police brutality, give us a call (210) 979-9777.

Injuries because of a car accident, we can help!

The Baez Law Firm has been helping injured people in San Antonio when the injury is related to a vehicle accident. We do this by providing effective pre-litigation negotiations with the insurance companies on behalf of our clients.

Our San Antonio Offices have helped many people with the following injuries: broken bones, amputations, lacerations, brain injuries, spinal injuries, bruises, contusions, and death. This are some of the forms of injuries that our attorneys have handle for our clients.

Our firm is small for a reason. We treat every one of our clients like family. When you or some one you know have had an accident, give us a call (210) 979-9777. One of our competent staff members will bring you in so that you can meet one of our attorneys that will be handling your case.

When you had a car accident in San Antonio, or you need a lawyer in San Antonio, you can count on us to help you. We care about your legal needs!

Our newest employee

The Baez Law Firm is proud to announce that Felicia Montoya is our newest employee. She has taken the position as a receptionist so she is now the face and voice of the firm.

Ms. Montoya is married and has two children. She was raised and lives in San Antonio and will be a great asset to our staff. She has a vast experience in customer service and she has dealt with legal clients in the past.

If you have a need for an attorney, call us (210) 979-9777. You will hear our newest voice and notice the difference from the moment that you contact us. We are San Antonio Lawyers and Attorneys that care about your legal needs.

You can always stop by our law firm, since your initial consultation is always free. Our lawyers handle personal injury, family law, business law, criminal law, consumer law, bankruptcy, appeals and many other areas of law.

Let us handle your injury case

We are San Antonio Lawyers that handle your injury case. Our lawyers have litigated injury cases in Texas with great results for our clients. Do not do your case alone, let our experienced lawyers handle your injury case. You do not pay us, unless we win your case, it's that simple.

Insurance companies do not want you to contact us because we obtain settlements for our clients far greater than what they want to pay. In fact, they will contact you before you can contact us, in order to minimize their exposure. That is a common practice in the insurance industry, and one that does not help you, the injured party.

Do not trust the insurance companies when they tell you: "you are in good hands, we are always there, been local counts..." and many more slogans created by them. The fact is simple, they are there to make money, not to take care of you.

If you are a victim of an accident that left you with broken bones, lacerations, bruises, cuts, bleeding, fractures, or any injury, please contact us first. We can protect your case and ensure that you are taken care of properly.

Come see us, and you will know the difference from the moment that you walk through our doors. Your consultation is free. You have nothing to loose, and everything to gain. Give us a call today!

Personal Injury Trial Lawyers

The Baez Law Firm has been helping injured Texans for several years. Our attorneys will take time to listen to your facts, and will take your case to trial when necessary. Many times though, our attorneys have the tough job to tell a client that, there is no case. When you have been wronged by someone, come see us. We will treat you with respect and dignity. When someone is responsible for their negligence, come see us. We can help, but if we can't, we often tell you who can. Come see us, and you will see the difference from the moment that you walk through our doors. Your personal injury consultations are always free. Visit our websites at http://www.thebaezlawfirm.com or http://www.san-antonio-lawyer-attorney.com

We help auto accident victims obtain justice

We have been serving the community in San Antonio for victims of auto accidents when the negligence of the driver causes either death, fractures or fatal injuries. We are happy to report that The Baez Law Firm has obtained numerous policy limits and beyond settlements for our clients.

Insurance companies usually attempt to minimize their insureds potential for liability by quickly settling the case for pennies on the dollar. They do this to keep more money for their shareholders.

When you, or your family members have been a victim of auto accident in San Antonio or Bexar County, give us a call. We will fight for your legal rights and we will get the justice that you deserve.

Our San Antonio Lawyer will manage your case to a successful outcome for you. When the insurance company does not want to offer a reasonable amount of money, our lawyers will fill law suits on behalf of our clients. This is one of the reasons why we say, The Baez Law Firm is here for you because we care about your legal needs.

Settlement on personal injury cases

Many people attempt to settle their own personal injury claim with the insurance adjusters. Although we believe this to be a mistake, enclosed we will provide you, the consumer, with points to remember if you decide to settle without an attorney.

Insurance companies are not your friends. The adjuster will talk to you in a friendly manner, until is time to pay. Remember that their bottom line, not yours its important to them. The adjuster will employ delay tactics to make you want to settle for less. DON'T FALL FOR IT.

The key to a successful personal injury claim is your injuries. The more severe the injuries, the better the settlement that you can expect. A very simple general rule is to ask for twice the medicals for a soft tissue injury and three times the medicals for fractures, lacerations or more severe injuries.

The insurance company has a duty to "in good faith" attempt to settle the case promptly with the other side, in this case you. However, they can and often do, breach that duty by their delays. In many cases you can used this to your advantage.

Remember that your property damage and personal injury are two separate and distinct claims, even though the insurance will treat them as one. Do not compromise one with the other one.

Once the injury happens, do not take long to obtain treatment. Insurance companies will not pay you if you have delays in treatment. The general rule is no more than two weeks.

Your medicals should be directly proportionate to your injury. In other words, do not have thousands of dollars in medicals if your property damage was less than one thousand dollars. This could get you in the adjuster not wanting to pay for all the medicals.

Always remember to ask for reductions from your medical providers. The more that you can reduce, them more that you can keep.

These general rules are only to be used as a guide. We always recommend that you consult with a personal injury lawyer in your area. Since insurance company adjusters have many tools to their disposal, you should have your own, one of them been your attorney.

What, my insurance does not want to help me!

Many of our clients get to us because their own insurance companies did not cover them when there was a UM claim filed. This happens when, the other driver does not have insurance or there is a hit and run.

The surprise comes when the clients find, usually from the insurance companies themselves that, their accident will not be covered and they are faced with having to pay out of pocket for every thing. This should not be surprising to our readers.

For the most part, insurance companies are there to provide for their shareholders and not to make their insured back to whole. That means that, in many instances, the UM policy will be curtailed or even denied by them. Remember, the less they pay, the more they keep for themselves.

That is why you need us to fight for you. Whether your need is personal injury, business law, family law, or criminal law, The Baez Law Firm, P.C. is here to help you with your legal needs. Visit us at our website www.TheBaezLawFirm.com or call (210) 979-9777. We care about your legal needs.

Raptiva and the FDA

Yesterday, the FDA announced the voluntary withdrawal of Raptiva from the US Market by its manufacturer Genentech. According to the FDA, there have been three confirmed and one possible case of Progressive Multifocal Leukoencephalopathy (PML) in people taking Raptiva; three of those people died.

Sources tell us that PML is caused by a virus that affects the central nervous system. PML usually occurs in people whose immune systems have been severely weakened. It leads to an irreversible decline in neurologic function and death.

If you have taken Raptiva for more than three years, you may be entitled to compensation. If you have suffered form PML symptoms, which may include unusual weakness, loss of coordination, changes in vision, difficulty speaking, and personality changes, you may be entitled to compensation.

There is no known effective treatment for PML. Raptiva was approved by the FDA in 2003. It is a once-weekly injection for adults with moderate to severe plaque psoriasis. The drug has been on the market for 6 years.

Contact The Baez Law Firm, P.C., so that we can go over your case.