Insurance companies already using the new law. ONLY IN TEXAS!!!

Insurance companies have long protected their interest, not the interest of injured victims. In Texas, tort (deform) has nothing but crippled the ability of a plaintiff to bring a case into court. It has also fattened the already big pocket of insurance companies. "The moral of the story is this: If you have a claim against a big corporation, take whatever it offers, because if you dare to take them to a jury, you risk your economic life." ONLY IN TEXAS!!!

In 2003, the last major tort reform legislation mandated that plaintiffs who rejected settlement offers and win a jury verdict must receive a judgment award of at least 80% of the offer; otherwise, they are responsible for paying legal fees for the losing defendant from the date they refuse the settlement offer. ONLY IN TEXAS!!!

This existing provision is already a powerful weapon, and already in use in the legal arsenal of deep-pocket defendants such as insurance companies and corporations, since plaintiffs would be tempted to accept low-ball settlements rather than risk receiving nothing. ONLY IN TEXAS!!!

The playing field in Texas is already sharply tilted in favor of the defendants. The wrongdoers can and will continue doing wrong but now, they will threaten Plaintiff into accepting low offers simply because they can. ONLY IN TEXAS!!!

Allstate has already called our law firm indicating that "we better accept this offer," or else, don't you know the law? What a shame! ONLY IN TEXAS!!!

A check from an insurance company Returned for Non Sufficient Funds

Our law firm handles thousands of personal injury claims with multiple insurance companies on behalf of our clients. Recently, we had a claim settled with Old American County Mutual Fire Insurance Co. on a personal injury case and guess what, their check bounced. We received notice from our IOLTA account that their check was "Returned Reason-Not Sufficient Funds!!!!

This creates serious problems: 1)the money is not ours to begin with 2)the clients want their money 3) the law firm is placed on a predicament because of this insurance company 4) the insurance company is not honoring their commitments. What are we to do?

Rather than filling suit against the insurance company or even contacting the District Attorney's Office for help (since the amount is way above the felony amounts) we are writing this entry for several reasons.

First, to let the public know that it happens. Second, to solicit further information from fellow attorneys and law firms on cases such as this; to make a determination if this is a common practice or an isolated case. Finally, to appeal to American County Mutual to make it right for our clients.

We have called, the insurance company but their automated system always says "all of our agents are busy now, please leave your name, number and we will call you as soon as possible." We are still waiting.

Our clients are hard working individuals that lives have been affected by the negligence of some one, and now, by the irresponsibility of an insurance company. We call that a "double whammy." This should never happen to any one! We are writing this because, we care about your legal needs!!!

Do you have to tell your insurance company?

In Texas, insurance companies have ways to get out of having to pay for the accident caused by their insured. This is so because, the insured has an affirmative duty to inform "or give notice" to the insurance company about potential exposure to liability.

For example, we represented an injured person and won at the trial. The insurance company filed an appeal, we won that too, yet, the insurance gets another bite at the apple when now, they are claiming that, the insured never gave them "notice." I guess they forgot that they filed the appeal.

This is just an example of how insurance companies used their power (money) to get out of paying for their responsibilities. This is why they are rich, and we are not! If you have a problem with your insurance company, give us a call (210) 979-9777 or visit our websites: http://www.thebaezlawfirm.com or http://www.san-antonio-lawyer-attorney.com

Injured by a drunk driver, we can help

In Texas, many people have suffered from the negligence of drunk drivers. In most cases, the victim was simply at the wrong place at the wrong time. But, what happens when the victim suffers injuries that are severe or even fatal?

Most insurance companies will try to minimize their client's exposure to liability, simply by offering a fast settlement, and pretending that they are friends and looking out the best interest of the victim. Slogans such as "in good hands" are used to simply mislead the public.

Like most business, insurance companies are created to make money. They do not make money by paying out on all claims filed. When an insured is drunk, their potential exposure increases, and so should the payment to the victim. In many cases the insurance companies themselves contact the injured victims, so that they do not feel the need to contact an attorney.

When this happens, often is a fatal mistake, and one that insurance companies love to have to their advantage. Drunk drives are a problem in Texas road and they should be dealt with accordingly. Since a quick settlement may appear to the lay person as a good thing, in tern the insurance company have capitalized and improved their bottom line.

Insurance companies have been playing this game for too long, and they are very good at it. Every one must know that, insurance companies have a legal team of their own, but yet, they are willing and often wanting to settle with the victim of a tragedy, without allowing them their legal protection.

It is time for the injured victims to level the plane field. It is time to have a legal team, that cares about your legal needs. It is time for the injured victim to contact The Baez Law Firm, P.C.

If you have been a victim of a drunk driver, give us a call (210) 979-9777 because you need legal representation and you need a team that will fight for your legal rights.