The Baez Law Firm | San Antonio Lawyers and Attorneys

The Baez Law Firm | San Antonio Lawyers and Attorneys
San Antonio Lawyers and Attorneys

Thursday, December 31, 2009

Settlement on personal injury cases

Many people attempt to settle their own personal injury claim with the insurance adjusters. Although we believe this to be a mistake, enclosed we will provide you, the consumer, with points to remember if you decide to settle without an attorney.

Insurance companies are not your friends. The adjuster will talk to you in a friendly manner, until is time to pay. Remember that their bottom line, not yours its important to them. The adjuster will employ delay tactics to make you want to settle for less. DON'T FALL FOR IT.

The key to a successful personal injury claim is your injuries. The more severe the injuries, the better the settlement that you can expect. A very simple general rule is to ask for twice the medicals for a soft tissue injury and three times the medicals for fractures, lacerations or more severe injuries.

The insurance company has a duty to "in good faith" attempt to settle the case promptly with the other side, in this case you. However, they can and often do, breach that duty by their delays. In many cases you can used this to your advantage.

Remember that your property damage and personal injury are two separate and distinct claims, even though the insurance will treat them as one. Do not compromise one with the other one.

Once the injury happens, do not take long to obtain treatment. Insurance companies will not pay you if you have delays in treatment. The general rule is no more than two weeks.

Your medicals should be directly proportionate to your injury. In other words, do not have thousands of dollars in medicals if your property damage was less than one thousand dollars. This could get you in the adjuster not wanting to pay for all the medicals.

Always remember to ask for reductions from your medical providers. The more that you can reduce, them more that you can keep.

These general rules are only to be used as a guide. We always recommend that you consult with a personal injury lawyer in your area. Since insurance company adjusters have many tools to their disposal, you should have your own, one of them been your attorney.

2 comments:

Jay Parmar said...

If you've been the victim of a personal injury, you have the right to receive compensation for your damages. But in seeking compensation, you must be careful to avoid the dangers of the legal game.It is best to hire a personal injury specialist to carry your case forward if you decide to go ahead with filing for compensation. The amount from the personal injury settlement would also depend on various factors like the injury severity, the time duration for the treatment, damage done in the amount of permanent tissue, the resulted damage, the amount of work missed, how much pay was lost, how it affected the person's ability and lifestyle, and how much the ability to work is lost.An experienced personal injury attorney can help you to get your desired amount of compensation much quicker. Visit no win no fee claims for more information.

Rachel Booth said...

Many claimants feel indignation when their personal injury lawyer tells them that in order for their personal injury claim settlement to prosper, they must prove three essential conditions. First, they must show that their injuries are real. Second, they must prove that their injuries were caused by an accident.

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Find Personal Injury Trial Lawyers that will treat you with dignity and respect. The Baez Law Firm, P.C. is dedicated to help those less fortunate. Our San Antonio Lawyers also handle family law, criminal defense, business law, immigration, social security disability, patent law, trade marks and much more. We are professionals that care about your legal needs. Our motto is simple: “Minimizing Legal Worries!”℠ Visit us at http://www.thebaezlawfirm.com or call us (210) 979-9777. Have a blessed day!

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